Healthcare Liability, Managed Care & Pharmacy Cost Containment

Unique solutions for healthcare and managed care organizations

Pharmacists Insurance for:

Ontario, Manitoba and British Columbia

Download: Pharmacist Professional Liability Application (December-2024) 

This program is in place to specifically cover the needs of practicing pharmacists. The professional liability insurance is offered Canada wide. We understand that your business is high risk and unique, which is why have teamed with an insurance company that specializes in your industry.  In this package we offer a competitive rate at which you can feel safe and know that you are covered in the event of a loss.

Individual Professional Liability for Pharmacists & Pharmacy Technicians

This package has a choice between two types of coverage’s

  • $2,000,000 per occurrence with a $4,000,000 annual aggregate
  • $5,000,000 per occurrence with a $5,000,000 annual aggregate and $100,000 legal expense for defense in proceedings against you by the Ontario College of Pharmacists’ Disciplinary Board, with a $200,000 annual aggregate

This package, and both types also include:

  • Protection for all compensatory damages (subject to policy limits) for which you are legally obligated to pay, resulting from the rendering or failure to render your professional services as mandated by Ontario College of Pharmacists. Provides coverage if you act as a consultant, dispensing full or part-time.
  • No deductible
  • Premiums written on a 12 month policy term
  • Defense from dollar one
  • Prior acts of coverage
  • No membership or association fees to access OCP approved insurance

Annual premium:

  • $195.00 plus tax for $2,000,000 occurrence limit
  • $315.00 plus tax for $5,000,000 occurrence limit
  • Under the “Expanded Scope of Practice” as outlined in OCP Ont. Reg. 302/12, October 2012:
    • Injection Service Coverage | $2MM limit: $65 or $5MM limit: $65
    • Narcotics Signer Coverage | $2MM limit: $40 or $5MM limit: $70

Download: Pharmacist Professional Liability Application (December-2024) 

Pharmacist Liability Insurance Program contact:
Ben Malik
1-888-203-8122 ext. 3221
bmalik@highcourtbreckles.com

Pharmacy Owners Insurance Program:

We understand that pharmacy owners need a specific type of coverage, so we have developed the Retail Drug Store Program that specifically suits your type of business. Please review our comprehensive store insurance program to find out more about the specialty package that we offer.

Pharmacy Owners Application For Retail Pharmacy Program.  Download application here

Pharmacy Owner Insurance Program contact:
Ben Malik
1-888-203-8122 ext. 3221
bmalik@highcourtbreckles.com

See below to Learn More about the various types of insurance protection to consider.

Medical Malpractice
This liability insurance protects against claims made by customers for mistakes or negligent actions. This liability coverage is specifically designed for pharmacists, providing the most relevant protection and premiums.

Prior Acts of Coverage
This offers protection for unexpected claims made against you. The policy provides coverage for claims made during the policy period – if a claim is pending prior to your policy period, you will receive coverage.

Legal Expense Reimbursement
Provides coverage for all reasonable legal expenses in the event of a legal proceeding. Defend your business with confidence knowing all reasonable legal expenses will be paid for.

Pharmacy Endorsements
Brown & Brown helps you understand the fine print before the unexpected occurs. The stress involved to replace important items like master keys, data, media and valuable papers is high, and comes with a major expense. Your response to the security and privacy of your customer files is paramount to your business and reputation. Specific endorsements for your pharmacy require a plan that our team can help develop.

Equipment Breakdown
This coverage is also referred to as Boiler and Machinery. Brown & Brown reviews insurance options to cover mechanical or electrical breakdown for all of the equipment in your pharmacy.

How We Can Help

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Why Brown & Brown?

We know that doing what's best for our customers requires constant dedication and quality service, and this foundation has enabled Brown & Brown to become an innovative risk management leader in this industry. Our teams work to provide personalized and dedicated service to help you navigate your path forward and adapt as circumstances change.

What Makes Us Different?

Growth has no finish line. No matter where you find yourself in your journey, Brown & Brown can help every step of the way. With a long-standing history of proven success, we provide the personalized service you want from a local agency while delivering the peace of mind you expect from a top brokerage.

Ready to find your solution?

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